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CHECKING ACCOUNTS
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Fees
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Member Advantage monthly service charge
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No charge with minimum daily balance of $100.00
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Classic Checking monthly service charge
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$8.00
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ATM Debit Card
|
$25.00
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BILL PAYMENT
(Available for Member Advantage Checking Account)
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Unlimited transactions
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No charge
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Insufficient funds
|
$20.00
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| Stop Payment |
$15.00 |
| Overdraft protection transfer from savings |
$7.50 |
| Reactivation fee |
$10.00 |
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THE FOLLOWING ITEMS PERTAIN TO BOTH MEMBER ADVANTAGE AND CLASSIC CHECKING ACCOUNTS:
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Per check charge
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No charge
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Insufficient funds/uncollected funds
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$20.00
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Returned item
|
$20.00
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Stop payment
|
$15.00
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| Overdraft protection transfer from savings |
$7.50 |
Photocopy of paid check/checks deposited
(per item) |
$5.00 |
| Check reorder |
$Cost plus shipping |
| MONEY MARKET |
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| Monthly excess transaction |
$15.00 |
| Below minimum balance ($2500) |
$15.00 |
| GENERAL SERVICES |
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Account reconciliation and research
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$25.00 (per hour)
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Balance inquiry
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$2.50
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Collections
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$30.00
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Member banking letters
|
$25.00
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Deposit/Cashed checks returned from other banks
|
$15.00
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Monthly dormant account fee
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$10.00
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Overdrafts: Insufficient /uncollected funds
Items paid (per item)
Items returned (per item)
|
$20.00
$20.00
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Returned statement fee
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$10.00
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Paper Statement monthly fee
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$5.00
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Duplicate copy of statements
|
$5.00
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| Cashier's checks |
$10.00 |
| Money orders up to $1500 |
$2.00 |
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American Express gift check
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$3.50
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American Express gift Card
|
$4.95
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American Express traveler’s checks
|
No charge
|
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American Express traveler’s card
($500 card)
|
$11.95
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Wire transfer - Outgoing
Domestic
International |
$25.00
$35.00 |
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ATM/Visa Check Card (per lost card)
|
$25.00
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PIN replacement (each time)
|
$10.00
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