Use the equity in your home to get a great loan for the things you need:

Remodel your home, pay for tuition, buy a car, consolidate bills at a lower rate, pay your taxex, take a dream vaction and more.  Click here for more details.

YOU COULD WIN A COLLEGE SCHOLARSHIP
WORTH $1000


Graduating high school seniors who are members of Unilever Federal Credit Union are invited to apply for a Credit Union Scholarship.

Our scholarship program is run in conjunction with the N.J. Credit Union League’s statewide program. Winners at the state level receive $1000 awards. In addition the Unilever Federal Credit Union Board of Directors will award up to two scholarships at $500.00 each to members who meet the following requirements:

.       The student must be a high school senior graduating from high school in June 2012.

.       The student must be a Unilever Federal Credit Union member.

.       The student must also submit official high school transcripts, SAT/ACT transcripts and a teacher’s reference.

Applications will be judged on academic performance, community involvement, honors, and other criteria. Winners will be announced in May 2012.

Interested in applying? Click HERE for the student application.  Fill out the application and return it to the Credit Union by April 2, 2012.  Good luck!

*Annual Percentage Rate.  Offer ends February 29th.  Actual rate may be different based on your credit history.  Cannot be used to pay existing UFCU loan.  No payment option until June 30th.  Interest will accrue at the Holiday Loan Rate through June 30th then you can pay the principal and interest in full or convert the total to a personal loan at your qualifying rate and term.  You must be a member of the Credit Union to apply for a loan.

Upcoming Changes to Personal Check Packaging

An Exciting Change is Coming to Your Checks! Introducing, CheckFolio™

You may notice that your next check order looks different when it arrives in your mailbox.

We’re excited to bring you CheckFolio, an innovative new way to receive, store and use personal checks. With CheckFolio, multiple checkbooks are neatly aligned in a compact folio for convenient use and storage.  CheckFolio is designed to help you:

 Stay organized. All components are packaged together neatly, ready to place in a drawer, filing cabinet or on a bookshelf so you can easily access them when you need to and store them when you don’t.
 Secure your identity. CheckFolio arrives in a tamper-evident package and its unique design makes for discreet and flexible storage options — helping to protect the contents and your identity
Protect the environment. The compact and efficient design uses less material and creates less waste — plus, CheckFolio is recyclable.

    Organized                               Secure                 Eco-friendly

          

We know you'll love CheckFolio as much as we do!

For more details, call our loan officer at (201) 894-7389. 

 Online Services

Home Banking	BillPay-e PLUS.   Click here to register
	ATM Locator
Home Equity Line of Credit
	Personal Loans Financing for all your needs
Looking to refinance your mortgage? You may be able to lower your monthly payments and save money overall by refinancing with UFCU.	Refinance today and you could get a LOWER RATE on your Auto Loan

Click above, then follow the directions on the Allpoint website to download the app to locate the nearest Surcharge-free ATMs on your iPhone®, BlackBerry®, or Android® devices.

Invest in America!

 Unilever Federal Credit Union is going the extra mile to save our members money through an exclusive offer with the Invest in America discount program, our members save up to thousands on new GM or Chrysler vehicle

Plus, when you finance your new vehicle with Unilever Federal Credit Union, you save even more money with our terrific low loan rates.

Just visit LoveMyCreditUnion.org to learn how to get your discount. And make sure you talk to our loan officer about your auto financing to get preapproved before you shop

Apply online now    

Today's Rate MORTGAGE RATES * APR AS LOW AS  30 Yr Fixed  Call For  20 Yr Fixed  Current Rates  15 Yr Fixed  201 894-7389 15 Yr. Home Equity  4.00% AUTO LOAN RATES New & Pre-owned    24 Months  2.49%  36 Months  2.99%  48 Months  3.49%  60 Months  3.99% * APR Annual Percentage Rate.  All rates are subject to change without notice.  Your actual rate and term will be based on your personal credit review and qualifications.

U.S. SAVINGS BONDS U.S. Savings Bonds can no longer be purchased through financial institutions effective 1/1/2012.  Individuals may purchase savings bonds directly from the U.S. Treasury department at www.treasurydirect.gov.   The credit union will continue to redeem U.S. Savings Bonds.

Traveling Out Of The Country?Important information about international debit card use

If you are traveling out of the country for business or pleasure, please call UFCU first!  Our debit card program is set up with additional security that blocks all foreign debit card transactions.  A simple phone call or a signed form from you is all we need to temporarily unblock your card to use wherever your travels may take you!    Call us at (800) 975-3328, send us an email (without your card number) to Carlo.Constantino@Unilever.Com or submit our Notice of Travel form at least 24 hours before your departure date.   Daily limits on the debit card are as follow:   ATM Cash Withdrawals  $500.00 every 24-hours Point of Sale Purchases $2000.00 every 24-hours Online spending limits  $2000.00 every 24-hours