Home Equity Credit Line
A Debt Consolidation loan can help give you valuable breathing room. You can lower your current monthly payments on credit cards…car loans…store accounts…or any other high interest debt. Just let us know which bills you’d like to consolidate. You will have one convenient monthly payment. You may even free up extra spending cash to spend how ever you’d like. Short and long term options are available. Fixed or variable rate options are available. And the interest on your loan may be tax deductible.

Getting started is easyclick here for a loan application or call 201-894-7389 to speak with a loan officer. 

Click below for:  • Home Equity Loan Checklist

Personal Loan
A low interest personal loan is a good alternative for consolidating your debts. Review and select your high interest debt. Then stop by our office or contact UFCU’s loan specialist for details.  

Click below for:

• Loan Application

• Rates and Terms

• Personal Loan Checklist

• Loan Agreement & Credit Insurance Application

• Loan Addendum

• Open End Advance Request is available, click here to print the form

• BORROWER COPY - IMPORTANT - Print and retain for your records (Credit Security Agreement)