Checking

Member Advantage

If you’re looking for totally FREE checking, this is it

  • No Monthly fees, no account maintenance fees and no per-check charges
  • Access to 55,000 Surcharge-Fee FREE ATMS worldwide through the ALLPOINT network
  • FREE ATM/Visa Debit Card
  • No monthly UFCU ATM/Visa Debit Card transaction fees
  • FREE Online Home Banking
  • FREE Online Bill Pay
  • FREE eStatements
  • FREE (1st Box) Check Orders
  • Earn dividends on your checking account balance*
  • Direct Deposit available

    Ready to join our family and start enjoying the benefits?

    Click here to open a checking account

*Credit Union membership is required in order to open any share draft/checking account. Offer valid for new checking accounts only.  A minimum average daily balance of $400.00 is required to earn dividends. Paper statements are available upon request for a small fee.  There are no UFCU transaction fees for our ATM/Visa Debit card usage.  UFCU does not charge an ATM fee for using your UFCU debit card at our ATMs or at an Allpoint ATM.  There is no annual maintenance fee.  Please note some ATM owners (other than UFCU) may charge you a surcharge for a transaction you performed on their machine

Click here to view our full fee schedule

US PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents

 

Overdraft Protection

UFCU offers you financial backup in case your checking account becomes overdrawn. This may be due to a financial emergency or simply to cover an accidental insufficient balance. Overdraft protection is available by transfers from your savings account or by establishing an Overdraft Line of Credit.

Transfer from your Savings:
Transfers from savings are charged $7.50 per transfer and are in increments of $100.00.  For example, if three items are presented for $153.00 and there are not sufficient funds in your checking account to cover, a transfer will automatically be made for $200.00 from another account you have designated and there will be a $7.50 transfer charge.

ENROLL TODAY

Overdraft Line of Credit:
An Overdraft Line of Credit account is also available.  Interest is charged on your outstanding balance.  Check with the Credit Union Office for interest rates charged.  Monthly payments will be deducted from your checking account balance on the 27th of every month.  Payment amounts are based upon your current loan balance, after your most recent advance.  Payment amounts are determined at $3.00 per $100.00 outstanding, with a monthly minimum of $25.00.

ENROLL TODAY

ATM Locator

UFCU ATM Locations

  • 800 Sylvan Avenue, Englewood Cliffs, New Jersey
  • 700 Sylvan Avenue, Englewood Cliffs, New Jersey

All major network cards are accepted: PLUS, CIRRUS, American Express, Discover Card and Maestro. The Credit Union does not surcharge or charge a transaction fee for the use of UFCU ATM/Visa®Debit Card

Allpoint ATM Network
UFCU is a member of the Allpoint ATM Network with over 55,000 ATMs worldwide

Allpoint is the largest fee-FREE network with ATMs in places you already shop such as Target, CVS, Rite Aid, Walgreens, ExxonMobil, Costco and 7-Eleven to name a few

Plus with mobile apps and locator technology, finding a feeFREE ATM near you is simple and easy.  Download the free locator app on your iPhone, Blackberry or Android devices.  Follow the directions on the Allpoint website at
www.allpointnetwork.com

MOBILEALLPOINT
Click here to find an Allpoint ATM near you.

 

Reorder Checks

Reordering your checks couldn’t be easier through our exclusive partnership with Harland Clarke.

You can order new checks online, check your order status and more by clicking here   


CHANGES TO CHECKS

If your name or address has changed since your previous check order, and you have not already done so, please notify Unilever Federal Credit Union.  Unilever Payroll Department does not forward your new address to us.

 

Youth Account

Youth Checking Account

Specifically designed for the needs of members (ages 13 – 17) starting their financial journey

Account Features:

  • No monthly service charges or per check fees
  • No minimum balance requirement
  • FREE checks (1st box free of charge)
  • FREE Visa® Debit Card
  • Access to 55,000 Surcharge-Fee FREE ATMS worldwide through the ALLPOINT network
  • FREE Home Banking Check your balance online and transfer money within accounts. If your parents have an account with us, they can transfer money into your account
  • FREE Online Bill Pay Manage your account completely online. Pay bills, schedule payments, and manage bills all in one place
  • FREE monthly eStatements
  • FREE Direct Deposit Convenient, dependable deposit of your paycheck – automatically, every payday

About Allpoint

Allpoint is America’s largest surcharge-free ATM network. The ATMs are conveniently located at retail locations such as Rite Aid, CVS, gas stations, 7-Eleven stores, Walgreens, Target and more

Download a mobile Allpoint App for iPhone, BlackBerry or Android devices and enjoy 55,000 surcharge-free ATMs in the palm of your hand

MOBILEALLPOINT

Ready to join our family and start enjoying the benefits?

Click here to open a youth checking account

Please note that a parent or guardian signature is required for members ages 13 through 17

US PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents