Home Equity Line of Credit – Limited Time Offer

Our Home Equity Line of Credit is the most flexible and affordable solution for financing the important things in life.

Make Your Big Ideas Happen! Use your Home Equity Line of Credit to:

  • Renovate your home
  • Take a dream vacation
  • Buy a new car
  • Pay for a wedding
  • Pay for college expenses
  • Consolidate debt

    Fast approval process and no payments until you use the line.
    Questions? Contact a UFCU Mortgage Originator at 201-894-7389




View Our Current Rates


Important points about our Online Applications    DocSign

  • The Unilever Federal Credit Union uses electronic signature from DocuSign to accelerate your loan process. 
  • Just click to electronically sign and initial. 
  • Copies are sent to the main applicant and co-applicant via email.
  • Digital signatures are required.
  • Once you confirm a representative will be contacting you shortly.

*Membership requirements apply. Qualified borrowers only. Existing UFCU debt is not eligible. The APR of 2.50% is an introductory rate that applies for the first 6 months of the loan. Thereafter, your rate will change to the Prime Rate + .75% (with a minimum interest rate of 4.00). Your rate will be reviewed quarterly. The maximum Annual Percentage Rate that can apply is 18.0%, or the maximum permitted by law, whichever is less. Introductory Rate HELOCs require a minimum FICO credit score of 740, and a combined loan-to-value (total amount owed on your home, divided by the appraised value) not to exceed 80%. Property insurance required. Rates are subject to change without further notice.  limited time offer