BALANCE TRANSFER OFFER

Start fresh this spring by transferring high-interest balances to a UFCU Visa® Credit Card at 3.25% APR* for the first 12 billing cycles, and no balance transfer fee!

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Keep the savings going after the 3.25% APR* balance transfer offer
from two attractive Visa® Cards:

Visa® Gold as low as 7.75% APR**

Visa® Platinum Rewards as low as 9.75% APR***

 With this special opportunity, you can:

  • Save on monthly interest charges
  • Pay down your balances faster
  • Consolidate your debt into one easy, low monthly payment


 UFCU Visa® Credit Cards Feature:

  • NO Annual Fees
  • NO Balance Transfer Fees
  • NO Foreign Transaction Fees
  • NO Cash Advance Fees
  • SAME Low rate for Purchases and Cash Advances
  • Earn Scorecard Rewards with your Visa® Platinum Rewards Credit Card

                                                                                
 
                                                                                                                Not a UFCU member?  Sign up 


     

Call (800) 975-3328 or email credit.union@unilever.com for assistance

For more information, please see our credit card agreement 

 



* The ANNUAL PERCENTAGE RATE (APR) is subject to change monthly on the first day of the billing cycle to reflect any change in the Index.  It will be determined by the Prime Rate as listed in the “Money Rates” section of The Wall Street Journal on the first business day of each month to which we add a margin. The APR will never be greater than 18.00%. Any increase in the APR will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Your credit limit and initial interest rate will depend on your ability to repay and your credit worthiness.  You must be a member of UFCU to apply.  
– Credit limits up to $3,000 require a minimum 680 FICO credit score.
– Credit limits between $3,000 and $7,,500 require a minimum 700 FICO credit score.
– Credit limits between $7,500 and $10,000 require a minimum 720 credit score.
– Credit  limits over $10,000 require a minimum 760 FICO credit score.  
 
**UFCU Visa® Gold 3.25% Introductory APR applies to the first 12 billing cycles.  After that, your APR will be 7.75% to 13.75% based on your creditworthiness.  This APR will vary with the market based on the Prime Rate. 

***UFCU Visa® Platinum Rewards 3.25% Introductory APR applies to the first 12 billing cycles.  After that, your APR will be 9.75% to 14.75% based on your creditworthiness.  This APR will vary with the market based on the Prime Rate. 

 

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