Credit Cards

UFCU Visa® Platinum Rewards Card
Get rewarded for being financially healthy

Our Visa® Platinum Rewards Card offers these valuable benefits for greater purchasing power:

• Balance Transfer Rate of 3.25% APR* for 12 billing cycles
• Rates as low as 9.75% APR* on Purchases and Cash Advances
• No Annual Fee
• No Balance Transfer Fee
• No Cash Advance Fee
• No Foreign Transaction Fee
• Earn 1 point for every $1 you spend
• Earn 2x, 3x, 4x EXTRA points from participating retailers for purchases made online or in stores
• Airline rewards for worldwide destinations
• Hotel, car, cruise and vacation rewards
• Redeem REWARDS points for travel, merchandise or gift cards
• Points never expire as long as your card is active and in good standing 
  

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  To make this process easier you will want to have the following available for
  Applicant and Co-Applicant (if applicable):

  –  A U.S. Social Security Number
  –  Proof of identity (Driver’s License, Passports are accepted)
  –  A copy of most recent pay stub
     

If you are not currently a credit union member, be sure to complete our membership application.  Your personal information is safe and secure with Unilever Federal Credit Union. 

Call (800) 975-3328 or email credit.union@unilever.com for assistance.

For more information, please see our credit card agreement.

* The ANNUAL PERCENTAGE RATE (APR) is subject to change monthly on the first day of the billing cycl to reflect any change in the Index.  It will be determined by the Prime Rate as listed in the “Money Rates” section of The Wall Street Journal on the first business day of each month to which we add a margin. The APR will never be greater than 18.00%. Any increase in the APR will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Your credit limit and initial interest rate will depend on your ability to repay and your credit worthiness.  You must be a member of UFCU to apply.
-Credit limits up to $3,000 require a minimum 680 FICO credit score.
-Credit limits between $3,000 and $7,,500 require a minimum 700 FICO credit score.
-Credit limits between $7,500 and $10,000 require a minimum 720 credit score.
-Credit  limits over $10,000 require a minimum 760 FICO credit score.
 

UFCU Visa® Platinum Rewards
**3.25% Introductory APR applies to the first 12 billing cycles.  After that, your APR will be 9.75% to 14.75% based on your creditworthiness.  This APR will vary with the market based on the Prime Rate.   

 

Earn Rewards Points With Your UFCU Visa® Platinum Rewards Card!

Did you know that each time you use your UFCU Visa® Platinum Card for purchases you earn ScoreCard Rewards Points? Every card is automatically enrolled in the program, so you don’t have to wait to start earning points.

Reward yourself for your purchases with ScoreCard Rewards. ScoreCard Rewards offer a great selection of brand-name merchandise and travel options. To find out what awards are available, visit the Travel and Merchandise sections of the ScoreCard Rewards website.

Redeeming Points:

Cashing in on ScoreCard Rewards is simple! Visit www.ScoreCardRewards.com to create your profile. Once your profile is created, you can view your reward balance, search and view all available redemption options, and redeem your points for rewards! Be sure to use your cards for all of your everyday purchases and then watch your points add up quickly!

If you’re already a cardholder, check your statement for your current points or log in to the official website at www.scorecardrewards.com. You can talk with a UFCU Visa® Platinum  representative about the program at 800-615-1161 or if you’re ready to redeem call 1-800-854-0790.

To redeem travel rewards call 1-800-842-3006. If you don’t have a Platinum Rewards Card, apply now. You start earning points right away.
 
Earn Faster

Consider using your card on these everyday purchases to earn even more points:

*Rewards availability is determined by ScoreCard® program providers. Visit www.ScoreCardRewards.com for current merchandise and travel rewards. ScoreCard and Cash Back Purchase Rewards are governed by the terms of your agreements and may have certain limitations.

UFCU Visa® Gold Card
Attractive Low Rate

Our Visa Gold Card offers LOW interest rates with no surprises. Your balance will not become a burden and you’ll have the power to spend as you please with the following features:

• Balance Transfer Rate of 3.25% APR* for 12 billing cycles
• Rates as low as 7.75% APR* on Purchases and Cash Advances
• No Annual Fee
• No Balance Transfer Fee
• No Cash Advance Fee
• No Foreign Transaction Fee
   

  ---

  To make this process easier you will want to have the following available for
  Applicant and Co-Applicant (if applicable):

  • A U.S. Social Security Number
  • Proof of identity (Driver’s License, Passports are accepted)
  • A copy of most recent pay stub 

   

If you are not currently a credit union member, be sure to complete our membership application. Your personal information is safe and secure with Unilever Federal Credit Union.

Call (800) 975-3328 or email credit.union@unilever.com for assistance

For more information, please see our credit card agreement

* The ANNUAL PERCENTAGE RATE (APR) is subject to change monthly on the first day of the billing cycle to reflect any change in the Index.  It will be determined by the Prime Rate as listed in the “Money Rates” section of The Wall Street Journal on the first business day of each month to which we add a margin. The APR will never be greater than 18.00%. Any increase in the APR will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Your credit limit and initial interest rate will depend on your ability to repay and your credit worthiness.  You must be a member of UFCU to apply.
-Credit limits up to $3,000 require a minimum 680 FICO credit score.
-Credit limits between $3,000 and $7,,500 require a minimum 700 FICO credit score.
-Credit limits between $7,500 and $10,000 require a minimum 720 credit score.
-Credit  limits over $10,000 require a minimum 760 FICO credit score.  

 UFCU Visa® Gold
**3.25% Introductory APR applies to the first 12 billing cycles.  After that, your APR will be 7.75% to 13.75% based on your creditworthiness.  This APR will vary with the market based on the Prime Rate.
  
   
    

UFCU Visa Cards Benefits
UFCU has a variety of mechanisms in place to protect members from fraud and loss:

• Free and Secure Online Access with eZCardInfo.com
• Zero Liability on unauthorized purchases
• 24/7 fraud monitoring system
• Free auto rental collision damage waiver *
• Free travel accident insurance *
• Travel and emergency assistance services *

Visa Everyday Discounts
Save money with special offers from Visa, no matter which credit card you have. Discover the discounts available to UFCU members from national retailers, local restaurants and online shopping. Check back often as the offers change on a regular basis.

*View Visa’s Guide to benefits

Enjoy the benefits of membership Join US Today!

Call (800) 975-3328 or email credit.union@unilever.com for assistance.
 
 

Cardholder Information
Visit www.ezcardinfo.com to access your credit card information, statements and to make payments.

Customer Service
1(800) 615-1161

Report a lost or stolen credit card
Call: (800) 615-1161
International Calls: (727) 227-7264

Mail Payments To
P.O. Box 4521
Carol Stream, IL 60197-4521
Checks payable to Visa

Change of address or all other correspondence
Unilever Federal Credit Union
P.O. Box 1112
Englewood Cliffs, NJ 07632

Unilever Federal Credit Union offers first-time credit builder Visa® credit cards for young adults 18 and older.

Designed for first-time borrowers, these options can help you build credit for your financial future.  Learn more about any of our accounts or services for young adults. Simply call our loan supervisor at 1-800-975-3328..
 
Applicants must have the ability to re-pay. Applicants with insufficient credit history established will be asked to provide a qualified co-signer (immediate family member).

To make this process easier you will want to have the following available for
Applicant and Co-Applicant (if applicable):

• A U.S. Social Security Number
• Proof of identity (Driver’s License, Passports are accepted)
• A copy of most recent pay stub 
  

If you are not currently a credit union member, be sure to complete our membership application.  Your personal information is safe and secure with Unilever Federal Credit Union.

Call (800) 975-3328 or email credit.union@unilever.com for assistance

For more information, please see our rates and agreement