Mortgages

First Mortgages

A home mortgage is one of the most important loans you will need. UFCU has a line of mortgage products available for purchasing a new home or vacation home, refinancing an existing mortgage, or taking advantage of the equity in your existing home. Our mortgages are available in the continental United States.

  • Competitive low rates
  • Mortgage pre-qualification
  • Expert help from a UFCU mortgage specialist

 

Ready to Get Started?
Get prequalified today and let us help you get into the home of your dreams.

What will you need?
Here’s a simple checklist before you start the application.

What will be required?

Complete the Online Application or print the
PDF version and submit it in person or by mail
:


Unilever Federal Credit Union
P.O. box 1112
Englewood Cliffs, NJ 07632

By Hand:
The office is located at 700 Sylvan Avenue, Englewood Cliffs, NJ 07632.

Once you have submitted your application our Vice President of Lending will contact you.

 

 

 

 
 
 
 
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


The Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act is designed to enhance consumer protection and reduce fraud by requiring a nationwide registration system for mortgage loan originators (MLOs). Each MLO obtains a unique identifier from the Nationwide Mortgage Licensing System and Registry (NMLS). This information allows a consumer applying for a mortgage loan to verify the MLO is properly registered and to obtain basic information about the MLO’s mortgage lending history. Unilever Federal Credit Union: NMLS #457994.

 

Fixed Rate Mortgages

Fixed rate mortgages have a fixed rate of interest and a constant monthly payment throughout the term of the mortgage. For this protection, fixed rate mortgages typically have higher interest rates than adjustable rate mortgages. Terms available are 3, 5, 7, 10 15, 20 and 30 years.

What will you need?                                                         
Here’s a simple checklist before you start the application

 

Please print, fill and submit the PDF Mortgage Application
by mail or hand.

By Mail:                                                                
Unilever Federal Credit Union
P.O. box 1112
Englewood Cliffs, NJ 07632

By Hand:
The office is located at 700 Sylvan Avenue, Englewood Cliffs, NJ 07632.

Once you have submitted your application our Vice President of Lending
will contact you.                                           

 


  


The Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act is designed to enhance consumer protection and reduce fraud by requiring a nationwide registration system for mortgage loan originators (MLOs). Each MLO obtains a unique identifier from the Nationwide Mortgage Licensing System and Registry (NMLS). This information allows a consumer applying for a mortgage loan to verify the MLO is properly registered and to obtain basic information about the MLO’s mortgage lending history. Unilever Federal Credit Union: NMLS #457994.