Effective November 1, 2023
* All fees are subject to change without further notice
MEMBER ADVANTANGE CHECKING ACCOUNT
| Checking Account | Fees |
|---|---|
| Member Advantage | No minimum balance or monthly fees |
| Visa® ATM Debit Card | No initial charge for receiving your card |
THE FOLLOWING ITEMS PERTAIN TO MEMBER ADVANTAGE CHECKING ACCOUNT:
| Service | Fees |
|---|---|
| Per check charge | No charge |
| Insufficient funds/uncollected funds | $25.00 |
| Returned item | $25.00 |
| Stop payment | $15.00 |
| Overdraft protection transfer from savings | $7.50 |
| Photocopy of paid check/checks deposited (per item) |
$5.00 |
| Check reorder (standard shipping) |
Cost plus shipping |
| ATM/Visa® Debit Card (per lost card) | $25.00 |
| PIN replacement (each time) | $10.00 |
BILL PAYMENT
(Available for Member Advantage Checking Account)
| Service | Fees |
|---|---|
| Unlimited transactions | No charge |
| Insufficient funds | $25.00 |
| Stop payment | $15.00 |
| Overdraft protection transfer from savings | $7.50 |
| Reactivation fee | $10.00 |
MONEY MARKET
| Service | Fees |
|---|---|
| Monthly excess transaction | $25.00 |
| Below minimum balance ($2,500) | $25.00 |
GENERAL SERVICES
| Service | Fees |
|---|---|
| Account reconciliation and research | $25.00 (per hour) |
| Balance inquiry | $2.50 |
| Collections | $30.00 |
| Member banking letters | $25.00 |
| Deposit/Cashed checks returned from other banks | $25.00 |
| Monthly dormant account fee | $10.00 |
| Overdrafts: Insufficient /uncollected funds Items paid (per item) |
$25.00 |
| Items returned (per item) | $25.00 |
| Returned statement fee | $10.00 |
| Paper Statement monthly fee | $1.00 |
| Duplicate copy of statements | $5.00 |
| Cashier’s checks** | $10.00 |
| Money orders up to $1,500 ** | $2.00 |
| CU Visa®Reloadable Prepaid Card ** | $3.95 |
| CU Visa®Reloadable Travel Card ** | $3.95 |
| CU Visa®Gift Card ** | $2.95 |
WIRE TRANSFERS
| Service | Fees |
|---|---|
| Federal Reserve Bank – Incoming wire fee |
$75.00 |
| All other Banks Incoming/Outgoing Domestic wire fee |
$25.00 |
| Incoming/Outgoing International wire fee | $35.00 |
** Member Price
