Fee Schedule

Effective September 1, 2017
   * All fees are subject to change without further notice

MEMBER ADVANTANGE CHECKING ACCOUNT

CHECKING ACCOUNT Fees
Member Advantage No minimum balance or monthly fees
Visa®ATM Debit Card There is no initial charge for receiving your card

THE FOLLOWING ITEMS PERTAIN TO MEMBER ADVANTAGE  CHECKING ACCOUNT:

Service Fees
Per check charge No charge
Insufficient funds/uncollected funds $20.00
Returned item $20.00
Stop payment $15.00
Overdraft protection transfer from savings $7.50
Photocopy of paid check/checks deposited
(per item)
$5.00
Check reorder $Cost plus shipping
ATM/Visa® Debit Card (per lost card) $25.00
PIN replacement (each time) $10.00

BILL PAYMENT
(Available for Member Advantage Checking Account)

Service Fees
Unlimited transactions No charge
Insufficient funds $20.00
Stop payment $15.00
Overdraft protection transfer from savings $7.50
Reactivation fee $10.00

MONEY MARKET

Service Fees
Monthly excess transaction $15.00
Below minimum balance ($2,500) $15.00

GENERAL SERVICES

Service Fees
Account reconciliation and research $25.00 (per hour)
Balance inquiry $2.50
Collections $30.00
Member banking letters $25.00
Deposit/Cashed checks returned from other banks $15.00
Monthly dormant account fee $10.00
Overdrafts: Insufficient /uncollected funds
Items paid (per item)
$20.00
Items returned (per item) $20.00
Returned statement fee $10.00
Paper Statement monthly fee $1.00
Duplicate copy of statements $5.00
Cashier’s checks** $10.00
Money orders up to $1,500 ** $2.00
CU Visa®Reloadable Prepaid Card ** $3.95
CU Visa®Reloadable Travel Card ** $3.95
CU Visa®Gift Card ** $2.95

WIRE TRANSFERS

Service Fees
Federal Reserve Bank –
Incoming wire fee
$60.00
All other Banks
Incoming/Outgoing Domestic wire fee
$25.00
Incoming/Outgoing International wire fee $35.00

** Member Price