Resources

Forms & Applications

For your convenience, we have the following forms & applications available on our site
  


LOAN APPLICATIONS


US PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Important Info & Disclosures

Financial Education

The following links and documents are provided as a service to Credit Union members.
We are including this information for your convenience only and do not endorse,
guarantee, or provide any services or products listed or any of the site content.

Credit Reports and Credit Scores

Understanding How Credit Scores and Credit Reports Work

A healthy credit report and a high credit score can mean better financial options for you. Learn how these two documents work together to gauge your financial health.
To access your consumer reports click here.

The Credit Bureau Report

The site provides direct links to each of the credit reporting companies. The site also provides instructions on how consumers can obtain a free yearly credit report directly from each credit reporting company, and provides information on how consumers can obtain their credit score.

www.annualcreditreport.com

   Check your credit report at least once a year

  Fixing your credit

  Disputing errors on credit reports

  How to rebuild your credit

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Identity Theft

 

 www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf

Fraud & Scam Information

Fraudsters are using the internet, mail, and telephone in many ways to try to make you fall victim to their schemes. It’s important to remember that fraudsters are clever at gaining your trust and gathering your personal information.  Be alert and cautious of these types of common scams.  Use this link to learn more about other common types of fraud and scams.   www.consumerfinance.gov

 Identity Theft – A recovery plan

 Identity Theft – Wallet card
 Heads Up-stop-think-connect
 Child Identity Theft

 Chatting with kids about being online

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Financial Well-Being for Senior Citizens

Money smart for older adults

Financial guide for agents under a power of attorney

 

 

 

 

 

 

 

 

Financial Education for Kids, Teens and Young Adults
www.stockpile.com

Registered brokerage where you can buy fractional shares of stock (Unilever?) for $.99 per trade.  Instead of having to buy an entire share, invest any amount you want.  Teach kids about investing.  Kids and teens can track their stocks 24/7, and place trades that you approve.

www.bizkids.com

BIZ KID$ is a financial education initiative, launched nationally in 2008 that teaches kids about money management and business. The initiative includes an award-winning TV series, free classroom curriculum, outreach activities and website targeting children 9-16 years old.

www.unileverfcu.org/kid$ Club Savings Account

Kid$ Club Savings Account- for kids under the age of 17.  Get $5.00 when you open a Kid$ Club Savings Account.  Bring your report card into the credit union after each grading period.  Get $2.00 for each A and $1.00 for each B.

www.creditunionsrock.com

Cu Solutions Group – Provides information and resources to help youth work wisely with their money, from getting their first job to starting a family.

Personal Finance for Teens 13 to 18

Money Matters promotes financial responsibility and independence among Club members ages 13 to 18. Participants learn how to manage a checking account, create a budget, save and invest, start small businesses and pay for college.

http://www.moneymattersmakeitcount.com/

Thinking of buying your first car?
Buying your first car involves budgeting and planning.  Here are some things to consider before you get your first set of wheels.

Click here to learn more about the process.

MyMoney.gov

Provided by the U.S. Financial Literacy and Education Commission, www.mymoney.gov gives people the opportunity to learn more about saving for college, budgeting, taxes and even home ownership.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Scholarship

Scholarship Program
We believe in helping you succeed

Unilever Federal Credit Union believes in helping students achieve their academic dreams. We have established a scholarship program to assist youth members who have demonstrated excellence in academic achievement, commitment to community service and an interest in higher education

The scholarship program opens at the start of each year on January 1st. We accept applications through April 1st. Winners are notified in May

To be eligible, applicants must:

  • Be a primary UFCU member in good standing at the time of application
  • Be a high school senior accepted to an accredited, post-secondary school
  • Have a minimum 3.0 cumulative GPA

How to Apply
For more information download the 2019 Scholarship Application, complete and mail or bring to any UFCU Service Center.  Entries must be postmarked no later than April 1st.

Our scholarship application process for this year is now closed.  Please return on January 2020. 

Please mail applications to:
Unilever Federal Credit Union
Attn: Scholarship Committee
P.O. Box 1112
Englewood Cliffs,  NJ 07632

Not yet a member?
It’s easy. You’re eligible to be a member if your parents or immediate family work for Unilever or an affiliate. You can join online. Start by opening a share account, which is a regular savings account. Deposit and maintain a $5 balance, which will keep your membership active, and then you may open other accounts or apply for a loan

The following combination of services is popular with our college-age members: Free Checking Account with a Visa® Debit Card. This combination is helpful because your parents can deposit money to your account as you need it

Discover the Credit Union difference
Credit Unions are not-for-profit institutions owned by the people who bank there. This means we can offer lending rates consistently lower than banks. In fact, we don’t charge fees for many of the services that banks typically do.  We have all the advantages of a big bank, but we’re driven by service rather than profit

Become a member today and discover why the Unilever Federal Credit Union is different