For more information, please see our credit card agreement
* Estimated per Bankrate.com
**The ANNUAL PERCENTAGE RATE (APR) is subject to change monthly on the first day of the billing cycle to reflect any change in the Index. It will be determined by the Prime Rate as listed in the “Money Rates” section of The Wall Street Journal on the first business day of each month to which we add a margin. The APR will never be greater than 18.00%. Any increase in the APR will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Your credit limit and initial interest rate will depend on your ability to repay and your credit worthiness. Credit limits over $10,000 require a minimum 760 FICO credit score. ** APR for Balance Transfers Visa Gold 3.25% Introductory APR for a period of 12 billing cycles. After that your APR will be 6.75% to 13.75%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. ** APR for Balance Transfers Visa Platinum Rewards 3.25%Introductory APR for a period of 12 billing cycles. After that your APR will be 7.75% to 14.75%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.