Our Home Equity Line of Credit is the most flexible and affordable solution for financing the important things in life.
Make Your Big Ideas Happen! Use your Home Equity Line of Credit to:
- Renovate your home
- Take a dream vacation
- Buy a new car
- Pay for a wedding
- Pay for college expenses
- Consolidate debt
Fast approval process and no payments until you use the line.
Questions? Contact our Vice President of Lending:
Important points about our Online Applications
- The Unilever Federal Credit Union uses electronic signature from DocuSign to accelerate your loan process.
- Just click to electronically sign and initial.
- Copies are sent to the main applicant and co-applicant via email.
- Digital signatures are required.
- Once you confirm a representative will be contacting you shortly.
*The HELOC interest rate is an adjustable rate currently based on the Prime Rate, minus 1.00% (With a minimum interest rate of 4.25%). Your rate will be reviewed monthly. The maximum Annual Percentage Rate that can apply is 18.00%, or the maximum permitted by law, whichever is less. Introductory Rate HELOCs require a minimum FICO credit score of 740, and a combined loan-to-value (total amount owed on your home, divided by the appraised value) not to exceed 75%. The maximum 2nd mortgage/home equity line of credit loan amount is $50,000. You must be a member of UFCU to apply.