Take Advantage of Your Home’s Equity

A home equity line of credit (HELOC)  is a revolving credit line secured by the equity in your home.  Use your home’s equity for anything you need:

  • Remodel your home
  • Consolidate high interest credit cards or personal loans
  • Pay for educational expenses
  • Buy a boat or a car
  • Cover wedding expenses


  • No annual fees
  • Rates as low as 4.00% APR*
  • Lower interest rate than paying with your credit cards or personal loans
  • Access funds for 10 years (funds are there when you need them)
  • No prepayment penalty





For more information, email or call a UFCU Mortgage Loan Specialist at



*APR= Annual Percentage Rate. Home Equity Line of Credit – The HELOC interest rate is an adjustable rate currently based on the Prime Rate, minus 1.00% (with a minimum interest rate of 4.00%).
Your rate will be review monthly and can change based on changes to the Prime Rate. 
The maximum Annual Percentage Rate that can apply is 18.00% or the maximum permitted by law, whichever is less. 
HELOCs require a minimum FICO credit score of 740, and a combined loan-to-value (total amount owed on your home, divided by the appraised value) not to exceed 75%.  Property insurance required.
UFCU reserves the right to withdraw this offer at any time. UFCU membership required.



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