Take Advantage of Your Home’s Equity

A home equity line of credit (HELOC)  is a revolving credit line secured by the equity in your home.  Use your home’s equity for anything you need:

  • Remodel your home
  • Consolidate high interest credit cards or personal loans
  • Pay for educational expenses
  • Buy a boat or a car
  • Cover wedding expenses
  • Take a dream vacation


  • No annual fees
  • Rates as low as 4.00% APR*
  • Lower interest rate than paying with your credit cards or personal loans
  • Access funds for 10 years (funds are there when you need them)
  • No prepayment penalty





For more information, email or call a UFCU Mortgage Loan Specialist at


*Membership requirements apply. Qualified borrowers only. Your rate will be reviewed monthly and can change based on changes to the prime rate. The maximum Annual Percentage Rate that can apply is 18.0%, or the maximum permitted by law, whichever is less. HELOCs require a minimum FICO credit score of 740, and a combined loan-to-value (total amount owed on your home, divided by the appraised value) not to exceed 75%. Property insurance required. UFCU reserves the right to withdraw this offer at any time.